VeriFi Capital

Up to $5M business financing.
Funded in as fast as 24 hours.

Get an offer in minutes. Soft credit pull only. No application fee.

Apply Now — 2 Minutes or call (XXX) XXX-XXXX
$5K–$5M financing range
Soft credit pull only
Approval in as little as 4 hours
$XXX,XXX+
Funded
XXX+
Businesses Helped
24 hrs
Average Speed to Financing
700+
Industries Served
How It Works

From application to funded in 3 simple steps.

1

Apply in 2 minutes

Tell us about your business. Four short questions. No SSN or bank login required. No impact to your credit.

2

Get matched in hours

Our underwriting team packages your file and sources offers from our trusted lender and funder network — typically within 4 hours.

3

Receive funds fast

Sign the offer that works for you. Funds land in your business account the same day if approved before 3 PM ET.

Financing Solutions

Six ways to fund what's next.

We work with a trusted network of lenders and funders so you get the right product for your situation.

Revenue-based

Merchant Cash Advance

Capital based on your monthly revenue. Funded in 24–48 hours. Best for businesses with strong daily deposits.

$5K–$2M 24–48 hrs →
Fixed monthly

Business Term Loan

Fixed monthly payments over 6 to 60 months. Predictable, structured capital for growth, equipment, or expansion.

$10K–$1M 2–5 days →
Draw as needed

Line of Credit

Revolving credit you draw against when you need it. Pay interest only on what you use. Ideal for cash flow management.

$10K–$500K 2–7 days →
Asset-secured

Equipment Financing

Finance new or used equipment with the equipment itself as collateral. Trucks, machinery, kitchen equipment, and more.

Up to $5M 2–7 days →
Government-backed

SBA Loan

SBA 7(a) and SBA 504 loans with the lowest rates available. Longer terms, larger amounts. Best for established businesses.

Up to $5.5M 4–12 weeks →
Invoice-backed

Invoice Factoring

Get up to 90% of unpaid invoices advanced today. Same-day financing. Best for B2B businesses with 30–90 day terms.

Up to $10M Same day →
Industries

Financing for businesses across every major industry.

Restaurants
Construction
Trucking
Retail
Healthcare
Salons
Auto Repair
Professional Services
What Owners Say

Real financing for real businesses.

VeriFi got me $75K in 36 hours so I could renovate before peak season. The process was simple and the team kept me informed every step.

Maria S.
Restaurant Owner · Miami FL

Needed to add three trucks fast. VeriFi found me equipment financing at a rate my bank wouldn't touch. Funded in 4 days.

Carlos R.
Owner-Operator · Atlanta GA

After two banks said no, VeriFi got me a $50K line of credit in under a week. They actually listened to what I needed.

Tasha W.
Salon Owner · Houston TX
FAQ

Questions owners actually ask.

How much can I qualify for?
You can qualify for $5,000 to $5,000,000+ depending on your monthly revenue, time in business, and the financing product that fits your situation. Most applicants pre-qualify within minutes.
How long does the application take?
The initial application takes about 2 minutes. We ask four short questions — business name, monthly revenue, time in business, and your mobile number. No SSN or bank login required at this stage.
Will applying affect my credit score?
No. Pre-qualification uses a soft credit pull only — no impact to your credit score. A hard pull only happens if you accept an offer and request final disbursement.
What documents do I need?
For most products, the minimum requirements are 3 months of business bank statements and basic business information. SBA loans require additional documentation including business tax returns and a profit & loss statement. We'll tell you exactly what's needed after your application.
Can I get funded if I have bad credit?
Often yes. Many of our lender and funder partners weigh your business revenue and time in business heavily, not just your personal credit score. We have placed deals for owners with credit scores in the 500s.
What if I already have a business loan or merchant advance?
We work with funders who allow 2nd, 3rd, all the way through 8th position funding. An existing advance does not automatically disqualify you. Many of our clients carry multiple positions.
How fast can I receive funds?
For Merchant Cash Advances, approvals can come in as little as 4 hours and funds in as soon as 24 hours. Term loans, lines of credit, and equipment financing typically fund within 2–5 business days. SBA loans take longer (4–12 weeks) but offer the lowest rates.
What industries do you work with?
We fund businesses across restaurants, construction, trucking, retail, healthcare, salons & beauty, auto repair, professional services, and more — over 700 industries in total.

Ready to fund your next move?

Apply in 2 minutes. Soft credit pull only. No application fee.

Apply Now