Financing for the businesses keeping America running.

Restaurants & Food Service

Restaurants are our most-funded category. Seasonal cash flow, kitchen equipment replacement, multi-location expansion, and peak-season payroll buffers are common use cases. We understand how to package deals around credit card processing volume and seasonal revenue patterns.

Construction & Contractors

General contractors, electrical, plumbing, HVAC, roofing, and trades. Lumpy revenue with large jobs creates A/R timing gaps that conventional banks penalize. We work with lenders and funders who understand draw schedules and progress billing.

Trucking & Logistics

Owner-operators, fleet operators, freight brokers, and last-mile logistics. Freight factoring funds the gap between delivery and broker payment. Equipment financing adds trucks and trailers without locking up working capital.

Retail & E-commerce

Boutiques, specialty retail, e-commerce sellers, convenience stores. Inventory financing for peak season (Q4 holiday, back-to-school) is the dominant use case. Strong card-processing data accelerates approval for MCA products.

Healthcare & Medical Practices

Dental, chiropractic, physical therapy, urgent care, veterinary, optometry. Insurance reimbursement timing creates predictable A/R cycles that lenders price into favorable terms. Equipment financing for diagnostic and imaging is a frequent product fit.

Salons, Spas & Beauty

Hair salons, nail salons, day spas, med spas, barber shops. Build-out financing for new locations is the highest-volume use case. Card processing depth and recurring appointment revenue support fast MCA approvals.

Auto Repair & Body Shops

Independent mechanics, body shops, tire shops, transmission specialists, oil-change chains. Diagnostic equipment, lifts, and bay expansion are common collateralized buys. Steady customer-traffic revenue supports same-week MCA funding.